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Commercial Lending Programs
We have several lending sources made up of: Hedge Funds, Private Equity Funds, Opportunity Funds and Special Opportunity fund sources. We handle all delegated Underwriting and Special Opportunity Funding Approvals for all funding sources. Listed below is proof of services or funding scenarios we provide.
1. Previous Closed Transaction
2. Procedures for Arbitrage
3. Procedures for Loans against Bank Collateral
4. Procedures for Investment Transactions
5. Procedures for Bank Proof & Conformation of funds
6. Procedures for Bank Notes Purchased Direct
7. Procedures for Business Line of Credit (14 days) $250K-10M Rates: 1 Month Libor: 2.49% + 3 Margin= 5.49%, Term 1-5 years
8. Procedures and Protocol on opening, maintaining and understanding a Controlled Account
9. Procedures and Protocol for Business Line of Credit Platform (Ratio 4:1)
All of our funding sources have nontraditional underwriting and either same day services or quick closure services with all its transactions. It's Private Funding with no hang-up to deliver to secondary markets.
All of our sources will entertain Joint Venture opportunities and one of our Funding Sources has a Business Line of Credit Platform that has a matching ratio of 4.1. Example: You invest 10M they fund 40M in 4 trenches. We will also advise our clients on how to use the multiply duplication system to turn that original 10M into 120M.
Your Business Plan and Financials are your Credit. If it makes sense we fund it!!
We pride ourselves on innovative and revolutionary funding procedures that CLOSE and help our clients achieve their goal.
For further information contact 310-734-8469 or International +40 (031) 226-38-65
Domestic/International
15/100 Funding Program
This provides 100% funding of the total project cost for global projects, based on the following criteria:
LOAN SIZE - $50 Million minimum with no maximum.
TERM 2 - TO - 5 YRS INTEREST RESERVES – 2 YRS (15% OF LOAN AMOUNT COVERS THE INTEREST RESERVES). (Meaning no payments for the first 2 years) PROJECT TYPE – Global project funding.
REQUIREMENTS- Client(s) must put up a minimum of 15% in cash or approved translatable instruments (ie SBLC, BG, CD’s, etc) for interest reserves. These funds will be placed under the management of the Investor/Trust in a Joint Account held at a Triple "A" rated bank. Funds will be held in an Escrow account, for the term of the partnership. Funds will be released back to the client minus interest reserves at the end of the term.
EQUITY – Projected loan to value may not exceed 85%. In the event loan proceeds exceeds 85% borrower may be asked to put up a larger reserve deposit to offset the amount of deficiency.
THE PROCESS -
1. Borrower(s) submits a complete Project Submission form with all supporting documentation
a. Application (Contact 123 for CIS form)
b. Executive Summary
c. Schedule Use of Funds
d. Proof of Funds for the 15% reserve account (lenders account)
e. Corporate Resolutions
f. NCND
2. Will evaluate the information and provide confirmation of receipt within 5 business day.
3 Upon acceptance and determining to move forward, will schedule a conference call with the borrower to discuss the application and potential loan terms.
4. After teleconference, will issue a Letter of Acceptance with the preliminary loan terms or Letter of Declination.
5. Borrower accepts the Letter of Acceptance, completes any required federal compliance documentation and returns the package to assigned processing center.
6. Upon receipt, the project will be submitted for final underwriting approval (2 to 3 weeks).
7. Upon final underwriting approval, will issue Letter of Commitment stating final loan terms.
8. Should borrower accept the letter of commitment, client will transfer the projects reserves deposit to the established an account.
9. Then assigns funding for the project, the loan closes and the project is funded through the approved draw schedules, approximately 30 to 45 day’s after receipt of the project reserves deposit
CD Leverage Program
The program manager engineers a transaction with these elements. Client’s down payment triggers 345:1 leverage from the trust to buy a 10 – year CD and get a back- to- back 10-year loan from the closing bank.
The trust is repaid with 56% of the loan plus the discounted present value of the CD coupon. The CD both collateralizes and repays the loan principal. The securities house guarantees and repays the 10 years of loan interest in exchange for 25% of the loan. The program manager, facilitator and originator(s) receive 9% of the loan and 10% of the loan is left over as encumbered liquidity to fund the client’s project.
*** It is very important to note that the client’s funds do not become involved (other than showing proof of funds) until client fully understands all aspects of the transaction, has executed consultancy agreement with facilitator/originator(s), and executes program manager contract. Then and only then do the client’s funds move.
Client will be given all necessary due diligence information on program manager’ his entity history, etc prior to any transfer of funds. This takes place after consultancy agreement is executed.
*** The Information above is all that can be provided prior to a consultancy agreement being executed.
Please do not contact us asking for specific transaction details not outlined above or contact information regarding the program manager, as these requests will be ignored.
Joint Venture/ Equity Participation Program
Amount: 20 Million to 1 Billion.
Property Types: Commercial Real Estate Developments, Mines, Resorts, Golf Courses, Apartment Buildings, Green Projects (Including Ethanol, Biodiesel, Waste, etc…) , Oil and Gas, and many more.
Term: 1-5 Years
Interest Rate on Debt Portion: 25% to 45% SIMPLE INTEREST
Equity Contribution: 10%-40%
Recourse: NON-RECOURSE
Closing Time: 60 Days or Less we can streamline in 30 days
Closing Cost: (REFUNDABLE IF WE DO NOT FUND WITHIN 60 DAYS GUARANTEED ON CONTRACT).(HELD IN ESCROW WITH JP MORGAN CHASE AND JP MORGAN WILL ISSUE A GUARANTEE TO CLIENT SO THEY KNOW THEIR FUNDS ARE NOT AT RISK).
$500K for projects 10M to 100M
$1M for projects 101M to $500M
$15M for project $501M to $1B
Other programs to consider is the Hard Equity Solution Program, and the 100/10 JV/SBLC Call for details or info@123ms4u.com
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