Auto, Boat & Equipment Modification

Vehicles We Modify:

If you have a vehicle payment that is no longer affordable, we will professionally step in and negotiate an auto loan modification. We can do a car loan modification, car lease modification, truck loan modification, boat loan modification, RV loan modification and even a heavy equipment loan modification. You don't have to settle any longer for high auto payments. You could get your payment lowered by up to 70% within a matter of weeks.

Services:

We've helped many people save significantly on Car, Truck, RV, SUV, Boat, and ATV payments by drastically lowering their monthly bill. Some of the solutions you can expect to see are:

1. Lowering Your Payments

2. Reducing Your Loan Balance

3. Fixing Your Interest Rate

4. Stopping Repossession

5. Stopping Foreclosure

6. Keeping Your Assets

7. Take a 60-90 day grace period after modification is completed

Loan Payment Extension & Interest Rate Reduction:

Via our negotiations, most lenders will agree to either a loan payment extension and/or interest rate reduction in order to help you get your payments down to a point where you can handle them and be able to keep your car. Because of our experience and knowledge in working with lenders, we can guide them in working out the best deal possible for you.

Deferred Payments:

Our negotiators assist in arranging payment deferment plans that will give clients the ability to catch up and have a little breathing room.

Principal Reduction:

Sometimes the negotiators are able to renegotiate the balance on a vehicle. We find that most lenders do not want to repossess a car, since many times they lose much more when they sell the car at auto auctions or if it takes a long time to sell the car after it has been repossessed. We may also assist in reducing the balance of the car so your payments are lower.

Lender Fees Waived:

We know that the extra fees lenders tack onto your case can and do add up fast. Our negotiators work with your lender to waive the fees so you can get current and get a fresh start.

Warranty Cancelation & Insurance Adjustments:

Many times we find that customers were sold additional warranties that really have very little true value to the client. They do however increase the balance on the vehicle and the amount of the monthly payments. Our negotiators use their expertise and their software systems to analyze all of the opportunities where we can get your payments lowered.

Alternative Payment Options:

Many times changing your payments to biweekly, weekly or bimonthly will save you a bundle on the total amount you pay for your car and make paying your modified auto loan easier.