What in the world happen to 100% financing

Is it still there????????? Why don’t the bank say “I don’t want to do anymore 100% loans”

Loan Officer philosophy: The average homeowner
will stay into his mortgage for only 3 years. So, why take a
higher interest rate given by a 30 years fixed rate? Here at 123
Mortgage Corporation we believe in giving our clients the lowest rate
that industry has to offer. With this philosophy we maximize our
clients savings, eliminate debt and create an additional cash flow.
Our average monthly saving to our clients is over $1,800. That's
why our clients are not just clients, they are 123 Mortgage
Corporation's advocates.